When you’re already the largest automotive captive in the nation, it can be hard to know where to grow. Yet Toyota Financial Services found a creative way under the leadership of CEO Mark Templin this year by also becoming the captive lender for Mazda U.S. The arrangement gave Mazda dealers a valuable and strong new partner to boost their dealers’ U.S. operations and consumers’ financing options. Templin, 60, also led Toyota Financial Services into new bonding areas with Green bonds to underwrite lending on hybrid vehicles and diversity bonds that boosted minority-owned financial companies. Both issues performed well with investors and helped Toyota Financial Services open up new lending to more buyers.