Editor's note: Prices for fenders on the 2015 Ford F-150 have not changed from 2014. A chart in an earlier version of this story confused the prices for left and right fenders. Left fenders cost $267.92 and right fenders cost $354.78, according to a memo from a Ford spokesman.
For now, motorists' yearly insurance premiums for the 2015 aluminum-bodied F-150 are about the same as for the 2014 steel model -- good news for Ford.
But premiums could change once insurance companies study accident repair data for the redesigned pickup.
To set rates for 2015 models, insurance companies use the latest data they have -- from 2014 model claims. It could take about a year or more to get repair and other data useful to set rates for the 2015 model, insurers say.
"The cost to insure the F-150 may go up, or it may go down," said Progressive Corp. spokesman Jeff Sibel. "We won't have [enough] data until we have claims experiences."
Insurance premiums won't make or break sales of Ford's highly profitable full-size pickup. They are about 10 percent of an owner's operating costs in the first five years of ownership, Consumer Reports says. Ford is confident that insurance premiums for the new pickup will be similar to those for the steel model, even though some parts costs are higher, aluminum repair techs require special training and special repair equipment is needed.
For instance, repairing a front door for the 2015 F-150 Crew XLT costs $1,020.95, a $166.02 increase from the 2014 model, says Consumer Reports.