A sampling of state regulations that affect new-vehicle sales
Arkansas: Lenders bump their heads - hard - on an 11 percent usury ceiling.
Connecticut and Colorado: Where you live determines how much tax you pay.
Louisiana: No surprise repossessions.
New Hampshire and Oregon: No sales tax on vehicle purchases or leases.
Texas: A high personal property tax targets leasing.
Virginia: Only the original customer escapes a tax on buying off-lease vehicles.
Source: MarketScan Inc.