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Automobile Consumer Services, Inc. Announces Partnership with LendingTree Autos and CreditSmarts.com

Agreement gives consumers and independent dealers access to national financing for a wide spectrum of credit

Cincinnati, OH – January 24, 2013. Automobile Consumer Services, Inc. (ACS), a leading provider of direct-to-consumer financing and leasing services, entered into a joint agreement with LendingTree Autos and CreditSmarts.com to offer competitive financing options for consumers of LendingTree Autos and to dealers of the CreditSmarts.com lending platform.

This new partnership brings buying power to consumers with more access to funding sources, lower APR’s and competitive terms that match their credit profiles. ACS’s hands-on call center offers personalized loan assistance consumers can’t get from larger banks, including handling tilting and licensing, eliminating the need for consumer to have to visit the DMV.

“Working with the CreditSmarts.com auto lending platform to process auto loan opportunities generated through LendingTree Autos will give car buyers competitive financing options,” says Tarry Shebesta, President of ACS. “We also help give dealers, with limited access to consumer financing, a competitive edge and help them sell more cars.”

"We are pleased to have ACS as a financing source for LendingTree Autos customers and for our dealers on the CreditSmarts.com platform.” comments Sean Ryan, CEO, CreditSmarts.com. “We know having strong reputable lenders on our platform helps our dealers get more deals funded and ultimately be more profitable.”

The agreement is effective immediately. Dealers interested in further information may contact the CreditSmarts.com Sales Support team at 888-345-0918.

About Automobile Consumer Services, Inc. (ACS)

ACS Financial is a service of Automobile Consumer Services, Inc., a leading provider of online auto financing and leasing, online vehicle marketing, and software development. Our proprietary technology and automotive experience give ACS a competitive edge in the industry. Visit http://www.acscorp.com for more information.

About CreditSmarts.com

CreditSmarts.com offers business-to-business e-commerce solutions that streamline the traditional indirect auto loan transaction by uniting dealers with lenders through real-time connections. Visit http://www.CreditSmarts.com for more information.

About LendingTree, LLC

LendingTree, LLC is the nation’s leading online source for competitive home loan offers, empowering consumers during the mortgage, refinance or auto loan process. LendingTree provides an online marketplace which connects consumers with multiple lenders that compete for their business, as well as an array of online tools and information to help consumers find the best loan. Since inception, LendingTree has facilitated more than 30 million loan requests and $214 billion in closed loan transactions. LendingTree provides access to lenders offering mortgages and refinance loans, home equity loans/lines of credit, and more. LendingTree, LLC is a subsidiary of Tree.com, Inc. (NASDAQ: TREE). For more information go to www.lendingtree.com, dial 800-555-TREE, join our Facebook page and/or follow us on Twitter @LendingTree.