In the second quarter of 2008, Experian Automotive says, 2.48 percent of all auto loans were 30 days past due, compared with 2.28 percent in the year-ago quarter.
Auto loans that were 60 days past due in the second quarter rose to 0.75 percent from 0.67 percent in the second quarter of 2007, Experian says.
In the past two years, consumer credit has tightened. In the second quarter of 2008, Experian reports, auto loans made to consumers with good credit -- those with credit scores of at least 680 on a scale of 300 to 850 -- accounted for 56.5 percent of outstanding auto loans. Thatís down from 61.1 percent of outstanding loans in the second quarter of 2006.